body { margin:0px; padding:0px; background-color:#FFFFFF; color: #013482; font-family:Verdana, Arial, Helvetica, "sans-serif"; font-size:9pt; }

li { text-align:left; line-height:120%; padding-bottom:10px; }

.pad { width:500px; padding-left:74px; padding-right:11px; margin-left:34px; }

.main { width:410px; border-left:1px solid #003366; border-right:1px solid #003366; padding-left:45px; padding-right:45px; margin-top:15px; padding-bottom:20px; }

.header { text-align:center; color:#003483; text-transform:lowercase; font-weight:bold; font-style:italic; font-size:110%; margin-top:28px; padding-top:0px; }

.subhead { text-align:center; color:#047b7b; }

.bodycopy { line-height:180%; text-align:left; }

.footer { font-size:90%; text-align:center; line-height:150%; margin-top:30px; }

.reg { font-size:80%; vertical-align:super; }

strong { color:#047b7b; }

a, a:link, a:hover, a:visited {color:#047b7b;}